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”“I couldn’t do it without the loans, so it’s the price I have to pay.”“Except that the easy availability of student loans is driving tuition inflation, and it’s going to get worse.”“How so?”“The schools know the government will lend pretty much anyone enough to pay tuition, or guarantee the loan from a bank. That creates a moral hazard - the university can raise tuition without any real risk, because the government will lend however much the student needs. Granted, it’s not quite that simple, but it’s close. When I was in college, it was possible to work your way through a state school. I had some friends who did that. Now? It’s basically impossible. And tuition keeps rising at a rate far faster than the nominal rate of inflation.”“So you think loans are a bad thing?”“It’s going to lead to a serious crisis when even a good job doesn’t allow you to pay off your loans in a reasonable amount of time. Doctors already have that problem, but at least they have the prospect of significant. . No ... Kind of ... I just...” She sniffed. “I want this, but I don’t know what’s going to happen.”“So what’s the worst that can happen?”She teared up. “He’ll get on top of me ... And he’ll push here...” She touched her abdomen. “ ... and I’ll...”Tricia nodded. “Piss all over him. I understand.”Annie sniffed again and wiped her eyes. “I want this, but I want it to be special. And I don’t want to have to worry about what all my body is going to do. What it looks like down there. Whether I cleaned everything...”Tricia squeezed her hand. “You want to be ready. And perfect for him.” She chuckled. “You’re such a romantic. I’ve never been the romantic type.” She smiled and looked at herself. “We’re so different, you and me. I’m still wearing an outfit that a demon tried to bite through. I’ve got dried demon spit and tooth holes in my clothes, and I’m still wearing it. But you get dribbled on, and you have to get a complete change of clothes. You’re so meticulous, and we both love you for.
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