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Saul's tale of near disaster with Anne broke the group up with laughter, and Will re-created his museum tour with relish, telling how he had used every opportunity to appreciate their lovely bodies — up to and including having them pose for him.Tom said, "Saul, you used to swim in High School, I know. I used to write sports coverage for my school paper, and I did a couple of round-ups on the regional swimming scene. Saw you swim once, saw your picture a few times, too." Thanks, Tom. I had a lot of fun swimming, but, like Anne, I gave it up when I came here. Things like college or swimming — I can only be excellent at one of those. Takes too much time, and I figured, if I went for serious swimming, I'd be 30 and out of work. Not too attractive." Yeah, of course, by the time you're a senior in high school, you're either national champion or you've already made that decision." Or had it made for you," Saul replied. "Families push kids into the championship race, and they either go or. What would happen if Doug’s bank offered home loans at a half a percent below the prime rate?”“Yes those types of inducements would undoubtedly get him a lot of customers. It would also cause him a lot of problems with the banking community.”I asked, “What type of problems, Matt?”“I’m not sure of all the problems, but you can bet that they would complain to the Reserve Bank about your bank practicing unfair business practices.”“Matt, would the Reserve Bank have a problem with my bank paying higher rates on account balances than the banks that complain or on my bank charging less interest on loans than those banks?”“I don’t know, Doug. I am not familiar with the Banking regulations that control interest rates. I suspect the interest rates the banks pay and charge their customers are based on what they think will get them more business. So they set their interest rates to be slightly better than what other banks pay and charge.“If you come along and set interest rates they consider.
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